The Regal Nissan finance department offers customers access to credit assistance and bankruptcy approval programs that help even the most credit challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn’t disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Regal Nissan wants to help!
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If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Provide clear copies that match your application details. See each requirement below.
Valid Driver's License
Verify your license is current
Verify your license is not expired, revoked, or suspended. Ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Include agent name & contact
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
Recent utility bill or equivalent
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
Pay stub or tax returns for self-employed
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
Names, addresses & phone numbers
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Active number in applicant's name
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
